Call reports 2005
SUPERIOR BANK — 2005
What SUPERIOR BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 31,086,000 | 31,562,000 | 32,189,000 | 30,812,000 |
| Total loans | 13,375,000 | 14,308,000 | 15,460,000 | 15,421,000 |
| Allowance for loan losses | 172,000 | 167,000 | 170,000 | 171,000 |
| Securities available for sale | 12,128,000 | 14,004,000 | 14,514,000 | 12,733,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,203,000 | 25,567,000 | 25,229,000 | 24,992,000 |
| Interest-bearing deposits | 20,879,000 | 21,125,000 | 20,605,000 | 20,563,000 |
| Noninterest-bearing deposits | 4,324,000 | 4,442,000 | 4,624,000 | 4,429,000 |
| Equity capital | 3,828,000 | 3,915,000 | 3,875,000 | 3,835,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 454,000 | 855,000 | 1,267,000 | 1,694,000 |
| Interest expense | 102,000 | 208,000 | 335,000 | 460,000 |
| Net interest income | 352,000 | 647,000 | 932,000 | 1,234,000 |
| Noninterest income | 25,000 | 70,000 | 88,000 | 109,000 |
| Noninterest expense | 237,000 | 444,000 | 642,000 | 886,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 140,000 | 273,000 | 364,000 | 415,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 140,000 | 273,000 | 364,000 | 415,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,923,000 | 3,957,000 | 3,960,000 | 3,955,000 |
| Total capital | 4,095,000 | 4,124,000 | 4,130,000 | 4,126,000 |
| Risk-weighted assets | 14,227,000 | 14,798,000 | 15,108,000 | 15,006,000 |