Call reports 2002
SUPERIOR BANK — 2002
What SUPERIOR BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 30,755,000 | 31,202,000 | 32,154,000 | 32,586,000 |
| Total loans | 17,410,000 | 17,364,000 | 17,902,000 | 17,283,000 |
| Allowance for loan losses | 219,000 | 220,000 | 208,000 | 212,000 |
| Securities available for sale | 10,393,000 | 10,789,000 | 11,240,000 | 11,285,000 |
| Securities held to maturity | 342,000 | 261,000 | 180,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,683,000 | 24,882,000 | 25,728,000 | 26,145,000 |
| Interest-bearing deposits | 20,890,000 | 21,041,000 | 21,542,000 | 22,086,000 |
| Noninterest-bearing deposits | 3,793,000 | 3,841,000 | 4,186,000 | 4,059,000 |
| Equity capital | 3,420,000 | 3,617,000 | 3,733,000 | 3,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 520,000 | 1,043,000 | 1,569,000 | 2,075,000 |
| Interest expense | 173,000 | 336,000 | 499,000 | 644,000 |
| Net interest income | 347,000 | 707,000 | 1,070,000 | 1,431,000 |
| Noninterest income | 30,000 | 62,000 | 91,000 | 123,000 |
| Noninterest expense | 247,000 | 458,000 | 686,000 | 911,000 |
| Provision for loan losses | 0 | 0 | 0 | 26,000 |
| Pretax income | 130,000 | 335,000 | 534,000 | 652,000 |
| Income tax | 0 | 13,000 | 16,000 | 20,000 |
| Net income | 130,000 | 322,000 | 518,000 | 632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,343,000 | 3,459,000 | 3,578,000 | 3,630,000 |
| Total capital | 3,562,000 | 3,679,000 | 3,786,000 | 3,842,000 |
| Risk-weighted assets | 19,229,000 | 19,110,000 | 19,461,000 | 18,424,000 |