Call reports 2001
SUPERIOR BANK — 2001
What SUPERIOR BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 28,510,000 | 29,372,000 | 29,436,000 | 32,208,000 |
| Total loans | 18,016,000 | 18,947,000 | 18,543,000 | 18,285,000 |
| Allowance for loan losses | 198,000 | 203,000 | 222,000 | 214,000 |
| Securities available for sale | 7,890,000 | 7,351,000 | 7,102,000 | 8,858,000 |
| Securities held to maturity | 691,000 | 578,000 | 526,000 | 422,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,049,000 | 23,864,000 | 23,859,000 | 24,998,000 |
| Interest-bearing deposits | 20,044,000 | 20,582,000 | 20,645,000 | 21,064,000 |
| Noninterest-bearing deposits | 3,005,000 | 3,282,000 | 3,214,000 | 3,934,000 |
| Equity capital | 3,781,000 | 3,875,000 | 3,927,000 | 3,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 574,000 | 1,166,000 | 1,686,000 | 2,241,000 |
| Interest expense | 269,000 | 523,000 | 738,000 | 935,000 |
| Net interest income | 305,000 | 643,000 | 948,000 | 1,306,000 |
| Noninterest income | 30,000 | 64,000 | 100,000 | 135,000 |
| Noninterest expense | 248,000 | 489,000 | 707,000 | 1,004,000 |
| Provision for loan losses | 10,000 | 20,000 | 43,000 | 56,000 |
| Pretax income | 87,000 | 247,000 | 347,000 | 430,000 |
| Income tax | 0 | 5,000 | 9,000 | 7,000 |
| Net income | 87,000 | 242,000 | 338,000 | 423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,694,000 | 3,772,000 | 3,777,000 | 3,782,000 |
| Total capital | 3,892,000 | 3,975,000 | 3,999,000 | 3,996,000 |
| Risk-weighted assets | 20,333,000 | 20,960,000 | 19,831,000 | 19,885,000 |