Call reports 2008
PERRY STATE BANK — 2008
What PERRY STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Total assets | 162,911,000 | 163,706,000 |
| Total loans | 128,597,000 | 131,145,000 |
| Allowance for loan losses | 1,563,000 | 1,582,000 |
| Securities available for sale | 21,092,000 | 19,922,000 |
| Securities held to maturity | 247,000 | 228,000 |
| Trading assets | 0 | 0 |
| Total deposits | 147,214,000 | 141,513,000 |
| Interest-bearing deposits | 130,507,000 | 125,425,000 |
| Noninterest-bearing deposits | 16,707,000 | 16,088,000 |
| Equity capital | 14,424,000 | 14,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Interest income | 2,739,000 | 5,263,000 |
| Interest expense | 1,299,000 | 2,300,000 |
| Net interest income | 1,440,000 | 2,963,000 |
| Noninterest income | 267,000 | 577,000 |
| Noninterest expense | 1,054,000 | 2,145,000 |
| Provision for loan losses | 7,000 | 20,000 |
| Pretax income | 646,000 | 1,375,000 |
| Income tax | 221,000 | 478,000 |
| Net income | 425,000 | 897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Tier 1 capital | 12,838,000 | 13,310,000 |
| Total capital | 14,401,000 | 14,892,000 |
| Risk-weighted assets | 136,530,000 | 138,000,000 |