Call reports 2007
PERRY STATE BANK — 2007
What PERRY STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 153,033,000 | 150,803,000 | 150,450,000 | 158,579,000 |
| Total loans | 120,473,000 | 121,075,000 | 121,198,000 | 128,380,000 |
| Allowance for loan losses | 1,476,000 | 1,515,000 | 1,532,000 | 1,554,000 |
| Securities available for sale | 18,773,000 | 17,510,000 | 16,916,000 | 16,329,000 |
| Securities held to maturity | 346,000 | 315,000 | 292,000 | 268,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,120,000 | 130,235,000 | 130,162,000 | 132,309,000 |
| Interest-bearing deposits | 124,578,000 | 116,117,000 | 115,334,000 | 116,273,000 |
| Noninterest-bearing deposits | 13,542,000 | 14,118,000 | 14,828,000 | 16,036,000 |
| Equity capital | 13,905,000 | 13,767,000 | 13,859,000 | 13,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,675,000 | 5,395,000 | 8,229,000 | 10,999,000 |
| Interest expense | 1,201,000 | 2,440,000 | 3,704,000 | 4,939,000 |
| Net interest income | 1,474,000 | 2,955,000 | 4,525,000 | 6,060,000 |
| Noninterest income | 266,000 | 593,000 | 878,000 | 1,179,000 |
| Noninterest expense | 1,092,000 | 2,134,000 | 3,199,000 | 4,334,000 |
| Provision for loan losses | 30,000 | 57,000 | 100,000 | 182,000 |
| Pretax income | 618,000 | 1,357,000 | 2,104,000 | 2,723,000 |
| Income tax | 200,000 | 444,000 | 685,000 | 833,000 |
| Net income | 418,000 | 913,000 | 1,419,000 | 1,890,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,546,000 | 12,507,000 | 12,489,000 | 12,414,000 |
| Total capital | 14,022,000 | 14,022,000 | 14,021,000 | 13,968,000 |
| Risk-weighted assets | 126,688,000 | 127,470,000 | 127,880,000 | 135,504,000 |