Call reports 2006
PERRY STATE BANK — 2006
What PERRY STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 145,904,000 | 149,232,000 | 152,928,000 | 150,651,000 |
| Total loans | 110,676,000 | 113,462,000 | 122,144,000 | 122,483,000 |
| Allowance for loan losses | 1,365,000 | 1,362,000 | 1,419,000 | 1,444,000 |
| Securities available for sale | 18,140,000 | 18,006,000 | 17,365,000 | 16,056,000 |
| Securities held to maturity | 445,000 | 417,000 | 391,000 | 369,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,107,000 | 126,505,000 | 122,285,000 | 127,973,000 |
| Interest-bearing deposits | 118,826,000 | 113,235,000 | 108,596,000 | 114,745,000 |
| Noninterest-bearing deposits | 13,281,000 | 13,270,000 | 13,689,000 | 13,228,000 |
| Equity capital | 13,025,000 | 12,630,000 | 13,132,000 | 13,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,266,000 | 4,649,000 | 7,329,000 | 10,038,000 |
| Interest expense | 916,000 | 1,880,000 | 3,033,000 | 4,202,000 |
| Net interest income | 1,350,000 | 2,769,000 | 4,296,000 | 5,836,000 |
| Noninterest income | 277,000 | 590,000 | 891,000 | 1,163,000 |
| Noninterest expense | 1,046,000 | 2,063,000 | 3,091,000 | 4,269,000 |
| Provision for loan losses | 81,000 | 184,000 | 291,000 | 377,000 |
| Pretax income | 500,000 | 1,112,000 | 1,805,000 | 2,353,000 |
| Income tax | 153,000 | 349,000 | 574,000 | 752,000 |
| Net income | 347,000 | 763,000 | 1,231,000 | 1,601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,732,000 | 11,407,000 | 11,833,000 | 12,162,000 |
| Total capital | 13,097,000 | 12,769,000 | 13,252,000 | 13,606,000 |
| Risk-weighted assets | 117,468,000 | 120,445,000 | 128,407,000 | 127,924,000 |