Call reports 2004
PERRY STATE BANK — 2004
What PERRY STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 130,798,000 | 132,086,000 | 135,885,000 | 136,140,000 |
| Total loans | 99,926,000 | 103,366,000 | 108,193,000 | 107,872,000 |
| Allowance for loan losses | 1,074,000 | 1,161,000 | 1,193,000 | 1,242,000 |
| Securities available for sale | 14,636,000 | 17,002,000 | 16,693,000 | 16,979,000 |
| Securities held to maturity | 797,000 | 723,000 | 675,000 | 633,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,106,000 | 119,535,000 | 122,588,000 | 119,816,000 |
| Interest-bearing deposits | 107,644,000 | 108,374,000 | 111,863,000 | 109,276,000 |
| Noninterest-bearing deposits | 10,462,000 | 11,161,000 | 10,725,000 | 10,540,000 |
| Equity capital | 12,140,000 | 12,110,000 | 12,475,000 | 12,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,644,000 | 3,325,000 | 5,125,000 | 6,969,000 |
| Interest expense | 515,000 | 1,028,000 | 1,565,000 | 2,114,000 |
| Net interest income | 1,129,000 | 2,297,000 | 3,560,000 | 4,855,000 |
| Noninterest income | 218,000 | 464,000 | 720,000 | 925,000 |
| Noninterest expense | 944,000 | 1,919,000 | 2,861,000 | 3,683,000 |
| Provision for loan losses | 81,000 | 200,000 | 325,000 | 449,000 |
| Pretax income | 322,000 | 642,000 | 1,094,000 | 1,648,000 |
| Income tax | 95,000 | 228,000 | 387,000 | 574,000 |
| Net income | 227,000 | 414,000 | 707,000 | 1,074,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,461,000 | 10,618,000 | 10,882,000 | 11,218,000 |
| Total capital | 11,535,000 | 11,779,000 | 12,075,000 | 12,460,000 |
| Risk-weighted assets | 104,346,000 | 107,377,000 | 111,729,000 | 112,157,000 |