Call reports 2003
PERRY STATE BANK — 2003
What PERRY STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 119,973,000 | 125,057,000 | 126,167,000 | 128,192,000 |
| Total loans | 92,265,000 | 95,842,000 | 99,771,000 | 100,411,000 |
| Allowance for loan losses | 712,000 | 738,000 | 1,010,000 | 1,025,000 |
| Securities available for sale | 16,178,000 | 17,103,000 | 14,993,000 | 15,627,000 |
| Securities held to maturity | 0 | 1,018,000 | 923,000 | 847,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,229,000 | 111,106,000 | 111,768,000 | 113,249,000 |
| Interest-bearing deposits | 99,929,000 | 101,925,000 | 102,306,000 | 102,513,000 |
| Noninterest-bearing deposits | 8,300,000 | 9,181,000 | 9,462,000 | 10,736,000 |
| Equity capital | 10,960,000 | 11,665,000 | 11,559,000 | 11,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,668,000 | 3,353,000 | 5,051,000 | 6,767,000 |
| Interest expense | 607,000 | 1,194,000 | 1,737,000 | 2,272,000 |
| Net interest income | 1,061,000 | 2,159,000 | 3,314,000 | 4,495,000 |
| Noninterest income | 238,000 | 525,000 | 747,000 | 1,015,000 |
| Noninterest expense | 840,000 | 1,733,000 | 2,628,000 | 3,467,000 |
| Provision for loan losses | 122,000 | 233,000 | 646,000 | 766,000 |
| Pretax income | 337,000 | 718,000 | 787,000 | 1,277,000 |
| Income tax | 95,000 | 208,000 | 258,000 | 395,000 |
| Net income | 242,000 | 510,000 | 529,000 | 882,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,208,000 | 9,948,000 | 9,940,000 | 10,264,000 |
| Total capital | 9,920,000 | 10,686,000 | 10,950,000 | 11,289,000 |
| Risk-weighted assets | 97,158,000 | 101,033,000 | 103,453,000 | 103,983,000 |