Call reports 2002
PERRY STATE BANK — 2002
What PERRY STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 114,078,000 | 113,640,000 | 115,967,000 | 116,490,000 |
| Total loans | 83,794,000 | 85,452,000 | 89,220,000 | 90,349,000 |
| Allowance for loan losses | 514,000 | 732,000 | 711,000 | 702,000 |
| Securities available for sale | 19,026,000 | 18,105,000 | 17,332,000 | 15,859,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,471,000 | 102,379,000 | 102,386,000 | 104,530,000 |
| Interest-bearing deposits | 95,282,000 | 95,157,000 | 95,187,000 | 95,749,000 |
| Noninterest-bearing deposits | 7,189,000 | 7,222,000 | 7,199,000 | 8,781,000 |
| Equity capital | 11,076,000 | 10,131,000 | 10,524,000 | 10,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,789,000 | 3,554,000 | 5,303,000 | 7,033,000 |
| Interest expense | 763,000 | 1,462,000 | 2,166,000 | 2,822,000 |
| Net interest income | 1,026,000 | 2,092,000 | 3,137,000 | 4,211,000 |
| Noninterest income | 180,000 | 213,000 | 452,000 | 702,000 |
| Noninterest expense | 747,000 | 1,506,000 | 2,291,000 | 3,090,000 |
| Provision for loan losses | 112,000 | 609,000 | 672,000 | 756,000 |
| Pretax income | 347,000 | 190,000 | 626,000 | 1,067,000 |
| Income tax | 101,000 | 17,000 | 151,000 | 286,000 |
| Net income | 246,000 | 173,000 | 475,000 | 781,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,565,000 | 8,457,000 | 8,724,000 | 8,995,000 |
| Total capital | 10,079,000 | 9,189,000 | 9,435,000 | 9,697,000 |
| Risk-weighted assets | 88,643,000 | 89,904,000 | 93,391,000 | 94,619,000 |