Call reports 2021
PACIFIC ENTERPRISE BANK — 2021
What PACIFIC ENTERPRISE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 673,688,000 | 646,550,000 | 578,918,000 | 518,208,000 |
| Total loans | 602,399,000 | 566,709,000 | 506,236,000 | 435,309,000 |
| Allowance for loan losses | 5,524,000 | 5,600,000 | 5,691,000 | 5,622,000 |
| Securities available for sale | 77,000 | 66,000 | 53,000 | 46,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 420,595,000 | 425,479,000 | 419,062,000 | 404,394,000 |
| Interest-bearing deposits | 355,896,000 | 352,227,000 | 356,742,000 | 344,326,000 |
| Noninterest-bearing deposits | 64,699,000 | 73,252,000 | 62,320,000 | 60,068,000 |
| Equity capital | 57,334,000 | 59,359,000 | 62,025,000 | 63,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,262,000 | 14,813,000 | 22,553,000 | 29,731,000 |
| Interest expense | 1,078,000 | 1,947,000 | 2,667,000 | 3,264,000 |
| Net interest income | 6,184,000 | 12,866,000 | 19,886,000 | 26,467,000 |
| Noninterest income | 105,000 | 242,000 | 1,413,000 | 1,576,000 |
| Noninterest expense | 4,085,000 | 8,355,000 | 12,944,000 | 17,469,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,204,000 | 4,753,000 | 8,355,000 | 10,574,000 |
| Income tax | 653,000 | 1,407,000 | 2,474,000 | 3,133,000 |
| Net income | 1,551,000 | 3,346,000 | 5,881,000 | 7,441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,944,000 | 59,000,000 | 61,488,000 | 63,233,000 |
| Total capital | 60,613,000 | 62,654,000 | 65,152,000 | 66,718,000 |
| Risk-weighted assets | 291,313,000 | 290,140,000 | 290,779,000 | 276,349,000 |