Call reports 2020
PACIFIC ENTERPRISE BANK — 2020
What PACIFIC ENTERPRISE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 509,321,000 | 613,162,000 | 619,183,000 | 603,244,000 |
| Total loans | 375,545,000 | 546,503,000 | 556,186,000 | 536,479,000 |
| Allowance for loan losses | 4,914,000 | 5,663,000 | 5,797,000 | 5,688,000 |
| Securities available for sale | 147,000 | 128,000 | 111,000 | 96,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 452,104,000 | 504,983,000 | 483,684,000 | 457,000,000 |
| Interest-bearing deposits | 407,500,000 | 445,559,000 | 415,301,000 | 395,427,000 |
| Noninterest-bearing deposits | 44,604,000 | 59,424,000 | 68,383,000 | 61,573,000 |
| Equity capital | 51,406,000 | 53,013,000 | 54,231,000 | 55,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 7,465,000 | 14,902,000 | 22,188,000 | 29,595,000 |
| Interest expense | 1,666,000 | 3,218,000 | 4,589,000 | 5,847,000 |
| Net interest income | 5,799,000 | 11,684,000 | 17,599,000 | 23,748,000 |
| Noninterest income | 168,000 | 502,000 | 479,000 | 571,000 |
| Noninterest expense | 5,296,000 | 8,357,000 | 12,857,000 | 17,593,000 |
| Provision for loan losses | 1,000,000 | 2,000,000 | 2,000,000 | 1,975,000 |
| Pretax income | -329,000 | 1,829,000 | 3,221,000 | 4,751,000 |
| Income tax | -114,000 | 834,000 | 1,238,000 | 1,677,000 |
| Net income | -215,000 | 995,000 | 1,983,000 | 3,074,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,919,000 | 52,497,000 | 53,754,000 | 55,151,000 |
| Total capital | 55,182,000 | 56,719,000 | 57,710,000 | 59,102,000 |
| Risk-weighted assets | 340,148,000 | 336,091,000 | 314,397,000 | 314,135,000 |