Call reports 2019
PACIFIC ENTERPRISE BANK — 2019
What PACIFIC ENTERPRISE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 502,156,000 | 494,380,000 | 486,699,000 | 488,210,000 |
| Total loans | 396,218,000 | 386,099,000 | 374,339,000 | 381,447,000 |
| Allowance for loan losses | 4,135,000 | 4,048,000 | 3,974,000 | 4,006,000 |
| Securities available for sale | 259,000 | 231,000 | 195,000 | 169,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 431,691,000 | 428,421,000 | 414,344,000 | 394,294,000 |
| Interest-bearing deposits | 371,538,000 | 360,147,000 | 349,266,000 | 348,598,000 |
| Noninterest-bearing deposits | 60,153,000 | 68,274,000 | 65,078,000 | 45,696,000 |
| Equity capital | 50,668,000 | 52,025,000 | 50,264,000 | 51,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 8,239,000 | 16,728,000 | 24,676,000 | 32,320,000 |
| Interest expense | 2,031,000 | 4,197,000 | 6,218,000 | 8,006,000 |
| Net interest income | 6,208,000 | 12,531,000 | 18,458,000 | 24,314,000 |
| Noninterest income | 370,000 | 585,000 | 742,000 | 989,000 |
| Noninterest expense | 5,075,000 | 10,241,000 | 15,538,000 | 20,556,000 |
| Provision for loan losses | 70,000 | -5,000 | -5,000 | -5,000 |
| Pretax income | 1,433,000 | 2,880,000 | 3,667,000 | 4,752,000 |
| Income tax | 420,000 | 849,000 | 1,083,000 | 1,403,000 |
| Net income | 1,013,000 | 2,031,000 | 2,584,000 | 3,349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,755,000 | 51,282,000 | 49,616,000 | 50,667,000 |
| Total capital | 54,073,000 | 55,588,000 | 53,848,000 | 54,931,000 |
| Risk-weighted assets | 366,473,000 | 359,280,000 | 359,971,000 | 361,754,000 |