Call reports 2018
PACIFIC ENTERPRISE BANK — 2018
What PACIFIC ENTERPRISE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 505,608,000 | 508,793,000 | 513,880,000 | 500,239,000 |
| Total loans | 392,384,000 | 401,134,000 | 402,093,000 | 393,323,000 |
| Allowance for loan losses | 3,574,000 | 3,661,000 | 3,731,000 | 4,072,000 |
| Securities available for sale | 428,000 | 384,000 | 338,000 | 302,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 448,732,000 | 449,049,000 | 441,414,000 | 430,335,000 |
| Interest-bearing deposits | 383,244,000 | 394,935,000 | 384,364,000 | 369,714,000 |
| Noninterest-bearing deposits | 65,488,000 | 54,114,000 | 57,050,000 | 60,621,000 |
| Equity capital | 53,947,000 | 55,535,000 | 57,282,000 | 49,348,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 7,743,000 | 15,835,000 | 24,201,000 | 32,854,000 |
| Interest expense | 1,351,000 | 2,897,000 | 4,668,000 | 6,604,000 |
| Net interest income | 6,392,000 | 12,938,000 | 19,533,000 | 26,250,000 |
| Noninterest income | 243,000 | 774,000 | 1,328,000 | 1,931,000 |
| Noninterest expense | 5,592,000 | 10,683,000 | 15,800,000 | 20,823,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 25,000 |
| Pretax income | 1,043,000 | 3,029,000 | 5,036,000 | 7,333,000 |
| Income tax | 308,000 | 895,000 | 1,501,000 | 2,194,000 |
| Net income | 735,000 | 2,134,000 | 3,535,000 | 5,139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,937,000 | 54,575,000 | 56,324,000 | 48,403,000 |
| Total capital | 56,812,000 | 58,537,000 | 60,356,000 | 52,658,000 |
| Risk-weighted assets | 345,151,000 | 349,208,000 | 368,077,000 | 360,306,000 |