Call reports 2017
PACIFIC ENTERPRISE BANK — 2017
What PACIFIC ENTERPRISE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 480,660,000 | 504,293,000 | 513,462,000 | 507,438,000 |
| Total loans | 383,656,000 | 393,295,000 | 407,499,000 | 400,983,000 |
| Allowance for loan losses | 3,821,000 | 3,549,000 | 3,544,000 | 3,527,000 |
| Securities available for sale | 3,458,000 | 1,607,000 | 1,552,000 | 488,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 425,912,000 | 446,961,000 | 454,244,000 | 450,259,000 |
| Interest-bearing deposits | 342,765,000 | 371,701,000 | 381,204,000 | 377,944,000 |
| Noninterest-bearing deposits | 83,147,000 | 75,260,000 | 73,040,000 | 72,315,000 |
| Equity capital | 52,362,000 | 53,771,000 | 54,861,000 | 52,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 7,206,000 | 14,717,000 | 22,649,000 | 30,753,000 |
| Interest expense | 874,000 | 1,858,000 | 3,104,000 | 4,491,000 |
| Net interest income | 6,332,000 | 12,859,000 | 19,545,000 | 26,262,000 |
| Noninterest income | 213,000 | 933,000 | 2,141,000 | 2,321,000 |
| Noninterest expense | 5,779,000 | 11,218,000 | 16,942,000 | 23,159,000 |
| Provision for loan losses | 0 | 60,000 | 120,000 | 120,000 |
| Pretax income | 766,000 | 2,515,000 | 4,625,000 | 5,305,000 |
| Income tax | 320,000 | 1,051,000 | 1,933,000 | 2,349,000 |
| Net income | 446,000 | 1,464,000 | 2,692,000 | 2,956,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,409,000 | 52,768,000 | 53,751,000 | 51,944,000 |
| Total capital | 55,316,000 | 56,516,000 | 57,494,000 | 55,740,000 |
| Risk-weighted assets | 312,424,000 | 329,222,000 | 349,108,000 | 346,161,000 |