Call reports 2014
PACIFIC ENTERPRISE BANK — 2014
What PACIFIC ENTERPRISE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 342,227,000 | 337,542,000 | 348,700,000 | 402,251,000 |
| Total loans | 262,131,000 | 277,941,000 | 271,631,000 | 281,839,000 |
| Allowance for loan losses | 3,910,000 | 3,648,000 | 3,649,000 | 3,727,000 |
| Securities available for sale | 8,376,000 | 8,316,000 | 7,438,000 | 8,155,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,676,000 | 284,926,000 | 293,632,000 | 344,607,000 |
| Interest-bearing deposits | 210,436,000 | 198,397,000 | 214,936,000 | 251,063,000 |
| Noninterest-bearing deposits | 81,240,000 | 86,529,000 | 78,696,000 | 93,544,000 |
| Equity capital | 38,668,000 | 39,815,000 | 42,221,000 | 42,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,683,000 | 9,793,000 | 15,167,000 | 20,655,000 |
| Interest expense | 482,000 | 958,000 | 1,413,000 | 1,917,000 |
| Net interest income | 4,201,000 | 8,835,000 | 13,754,000 | 18,738,000 |
| Noninterest income | 468,000 | 914,000 | 3,206,000 | 3,789,000 |
| Noninterest expense | 3,089,000 | 6,267,000 | 9,441,000 | 13,015,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,580,000 | 3,482,000 | 7,519,000 | 9,512,000 |
| Income tax | 661,000 | 1,454,000 | 3,126,000 | 3,973,000 |
| Net income | 919,000 | 2,028,000 | 4,393,000 | 5,539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,692,000 | 39,752,000 | 42,120,000 | 42,567,000 |
| Total capital | 41,386,000 | 42,542,000 | 45,014,000 | 45,625,000 |
| Risk-weighted assets | 214,092,000 | 222,142,000 | 230,579,000 | 243,762,000 |