Call reports 2013
PACIFIC ENTERPRISE BANK — 2013
What PACIFIC ENTERPRISE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 293,628,000 | 316,783,000 | 335,498,000 | 334,464,000 |
| Total loans | 225,747,000 | 221,660,000 | 228,635,000 | 249,424,000 |
| Allowance for loan losses | 3,512,000 | 3,554,000 | 3,873,000 | 3,870,000 |
| Securities available for sale | 13,098,000 | 10,613,000 | 10,409,000 | 9,441,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,957,000 | 268,773,000 | 286,041,000 | 283,579,000 |
| Interest-bearing deposits | 194,326,000 | 197,005,000 | 202,868,000 | 199,913,000 |
| Noninterest-bearing deposits | 53,631,000 | 71,768,000 | 83,173,000 | 83,666,000 |
| Equity capital | 34,240,000 | 35,980,000 | 36,932,000 | 37,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,193,000 | 8,504,000 | 12,867,000 | 17,372,000 |
| Interest expense | 519,000 | 1,012,000 | 1,530,000 | 2,053,000 |
| Net interest income | 3,674,000 | 7,492,000 | 11,337,000 | 15,319,000 |
| Noninterest income | 2,451,000 | 4,526,000 | 5,094,000 | 5,540,000 |
| Noninterest expense | 2,896,000 | 5,621,000 | 8,317,000 | 11,489,000 |
| Provision for loan losses | 271,000 | 476,000 | 636,000 | 636,000 |
| Pretax income | 2,958,000 | 5,919,000 | 7,476,000 | 8,728,000 |
| Income tax | 1,275,000 | 2,467,000 | 3,123,000 | 3,650,000 |
| Net income | 1,683,000 | 3,452,000 | 4,353,000 | 5,078,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,214,000 | 35,140,000 | 35,792,000 | 37,746,000 |
| Total capital | 36,542,000 | 37,592,000 | 38,316,000 | 40,355,000 |
| Risk-weighted assets | 184,821,000 | 194,892,000 | 200,393,000 | 207,268,000 |