Call reports 2012
PACIFIC ENTERPRISE BANK — 2012
What PACIFIC ENTERPRISE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 280,758,000 | 273,570,000 | 291,586,000 | 292,322,000 |
| Total loans | 210,237,000 | 221,438,000 | 221,522,000 | 232,832,000 |
| Allowance for loan losses | 3,476,000 | 3,582,000 | 4,214,000 | 3,755,000 |
| Securities available for sale | 13,401,000 | 14,611,000 | 15,425,000 | 13,448,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,877,000 | 231,357,000 | 247,702,000 | 248,098,000 |
| Interest-bearing deposits | 198,386,000 | 190,647,000 | 195,347,000 | 195,502,000 |
| Noninterest-bearing deposits | 43,491,000 | 40,710,000 | 52,355,000 | 52,596,000 |
| Equity capital | 27,753,000 | 29,332,000 | 31,544,000 | 32,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,696,000 | 7,368,000 | 11,298,000 | 15,434,000 |
| Interest expense | 627,000 | 1,224,000 | 1,809,000 | 2,386,000 |
| Net interest income | 3,069,000 | 6,144,000 | 9,489,000 | 13,048,000 |
| Noninterest income | 886,000 | 3,043,000 | 6,594,000 | 7,158,000 |
| Noninterest expense | 2,149,000 | 4,541,000 | 7,133,000 | 9,484,000 |
| Provision for loan losses | 176,000 | 376,000 | 976,000 | 1,113,000 |
| Pretax income | 1,638,000 | 4,284,000 | 7,988,000 | 9,623,000 |
| Income tax | 689,000 | 1,798,000 | 3,341,000 | 4,042,000 |
| Net income | 949,000 | 2,486,000 | 4,647,000 | 5,581,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,707,000 | 29,281,000 | 31,479,000 | 31,456,000 |
| Total capital | 29,737,000 | 31,445,000 | 33,630,000 | 33,688,000 |
| Risk-weighted assets | 160,814,000 | 171,507,000 | 169,769,000 | 176,836,000 |