Call reports 2011
PACIFIC ENTERPRISE BANK — 2011
What PACIFIC ENTERPRISE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 206,585,000 | 233,730,000 | 251,542,000 | 275,294,000 |
| Total loans | 161,386,000 | 176,292,000 | 192,994,000 | 208,952,000 |
| Allowance for loan losses | 2,780,000 | 2,923,000 | 3,180,000 | 3,287,000 |
| Securities available for sale | 14,702,000 | 13,977,000 | 11,802,000 | 13,346,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,996,000 | 197,368,000 | 214,420,000 | 237,393,000 |
| Interest-bearing deposits | 131,011,000 | 156,854,000 | 174,738,000 | 196,633,000 |
| Noninterest-bearing deposits | 40,985,000 | 40,514,000 | 39,682,000 | 40,760,000 |
| Equity capital | 23,591,000 | 24,534,000 | 25,182,000 | 25,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,335,000 | 5,033,000 | 8,169,000 | 11,485,000 |
| Interest expense | 487,000 | 1,041,000 | 1,611,000 | 2,217,000 |
| Net interest income | 1,848,000 | 3,992,000 | 6,558,000 | 9,268,000 |
| Noninterest income | 606,000 | 1,054,000 | 1,495,000 | 2,121,000 |
| Noninterest expense | 1,669,000 | 3,423,000 | 5,342,000 | 7,491,000 |
| Provision for loan losses | 190,000 | 380,000 | 649,000 | 931,000 |
| Pretax income | 595,000 | 1,243,000 | 2,062,000 | 2,967,000 |
| Income tax | -300,000 | -550,000 | -347,000 | -45,000 |
| Net income | 895,000 | 1,793,000 | 2,409,000 | 3,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,529,000 | 23,697,000 | 23,796,000 | 24,114,000 |
| Total capital | 25,050,000 | 25,389,000 | 25,593,000 | 26,099,000 |
| Risk-weighted assets | 120,228,000 | 133,952,000 | 142,204,000 | 157,301,000 |