Call reports 2010
PACIFIC ENTERPRISE BANK — 2010
What PACIFIC ENTERPRISE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 153,672,000 | 158,569,000 | 175,279,000 | 178,958,000 |
| Total loans | 119,978,000 | 127,972,000 | 131,168,000 | 144,203,000 |
| Allowance for loan losses | 2,320,000 | 2,523,000 | 2,469,000 | 2,590,000 |
| Securities available for sale | 12,054,000 | 10,838,000 | 13,593,000 | 15,526,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,784,000 | 123,622,000 | 139,965,000 | 137,227,000 |
| Interest-bearing deposits | 89,761,000 | 93,609,000 | 106,499,000 | 98,604,000 |
| Noninterest-bearing deposits | 27,023,000 | 30,013,000 | 33,466,000 | 38,623,000 |
| Equity capital | 21,634,000 | 21,934,000 | 22,247,000 | 22,673,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,934,000 | 3,981,000 | 5,983,000 | 8,079,000 |
| Interest expense | 433,000 | 882,000 | 1,357,000 | 1,864,000 |
| Net interest income | 1,501,000 | 3,099,000 | 4,626,000 | 6,215,000 |
| Noninterest income | 191,000 | 648,000 | 1,065,000 | 1,386,000 |
| Noninterest expense | 1,446,000 | 2,917,000 | 4,475,000 | 5,984,000 |
| Provision for loan losses | 130,000 | 460,000 | 545,000 | 654,000 |
| Pretax income | 148,000 | 402,000 | 703,000 | 995,000 |
| Income tax | 0 | 0 | 0 | -200,000 |
| Net income | 148,000 | 402,000 | 703,000 | 1,195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,452,000 | 21,739,000 | 22,075,000 | 22,603,000 |
| Total capital | 22,641,000 | 22,991,000 | 23,411,000 | 24,022,000 |
| Risk-weighted assets | 98,795,000 | 103,662,000 | 105,616,000 | 112,204,000 |