Call reports 2009
PACIFIC ENTERPRISE BANK — 2009
What PACIFIC ENTERPRISE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 98,858,000 | 113,553,000 | 123,575,000 | 138,759,000 |
| Total loans | 70,963,000 | 80,260,000 | 86,332,000 | 104,393,000 |
| Allowance for loan losses | 1,184,000 | 1,463,000 | 1,570,000 | 2,261,000 |
| Securities available for sale | 14,040,000 | 13,532,000 | 15,555,000 | 14,955,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,256,000 | 80,066,000 | 90,744,000 | 105,759,000 |
| Interest-bearing deposits | 47,783,000 | 59,709,000 | 65,741,000 | 81,927,000 |
| Noninterest-bearing deposits | 18,473,000 | 20,357,000 | 25,003,000 | 23,831,000 |
| Equity capital | 21,460,000 | 21,113,000 | 21,326,000 | 21,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,213,000 | 2,507,000 | 3,987,000 | 5,692,000 |
| Interest expense | 402,000 | 799,000 | 1,229,000 | 1,638,000 |
| Net interest income | 811,000 | 1,708,000 | 2,758,000 | 4,054,000 |
| Noninterest income | 145,000 | 332,000 | 688,000 | 1,451,000 |
| Noninterest expense | 1,197,000 | 2,393,000 | 3,571,000 | 4,842,000 |
| Provision for loan losses | 113,000 | 403,000 | 559,000 | 1,244,000 |
| Pretax income | -354,000 | -756,000 | -684,000 | -581,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -354,000 | -756,000 | -684,000 | -581,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,283,000 | 20,945,000 | 21,084,000 | 21,254,000 |
| Total capital | 22,318,000 | 22,119,000 | 22,324,000 | 22,393,000 |
| Risk-weighted assets | 82,505,000 | 93,474,000 | 98,781,000 | 89,889,000 |