Call reports 2007
PACIFIC ENTERPRISE BANK — 2007
What PACIFIC ENTERPRISE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|
| Total assets | 30,076,000 | 38,508,000 | 44,054,000 |
| Total loans | 5,201,000 | 16,328,000 | 22,073,000 |
| Allowance for loan losses | 2,000 | 170,000 | 274,000 |
| Securities available for sale | 6,474,000 | 11,757,000 | 15,018,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 5,133,000 | 14,036,000 | 19,985,000 |
| Interest-bearing deposits | 766,000 | 8,044,000 | 10,031,000 |
| Noninterest-bearing deposits | 4,367,000 | 5,991,000 | 9,954,000 |
| Equity capital | 24,728,000 | 24,106,000 | 23,593,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|
| Interest income | 252,000 | 742,000 | 1,385,000 |
| Interest expense | 3,000 | 60,000 | 152,000 |
| Net interest income | 249,000 | 682,000 | 1,233,000 |
| Noninterest income | 0 | 28,000 | 37,000 |
| Noninterest expense | 708,000 | 1,868,000 | 3,015,000 |
| Provision for loan losses | 2,000 | 170,000 | 274,000 |
| Pretax income | -461,000 | -1,328,000 | -2,019,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -461,000 | -1,328,000 | -2,019,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|
| Tier 1 capital | 24,753,000 | 24,047,000 | 23,518,000 |
| Total capital | 24,755,000 | 24,228,000 | 23,816,000 |
| Risk-weighted assets | 7,385,000 | 18,555,000 | 27,673,000 |