Call reports 2007
CENTERVILLE STATE BANK — 2007
What CENTERVILLE STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Total assets | 5,130,000 | 4,666,000 |
| Total loans | 2,113,000 | 2,131,000 |
| Allowance for loan losses | 23,000 | 23,000 |
| Securities available for sale | 1,207,000 | 1,151,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 4,182,000 | 3,726,000 |
| Interest-bearing deposits | 3,485,000 | 3,031,000 |
| Noninterest-bearing deposits | 697,000 | 695,000 |
| Equity capital | 932,000 | 933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Interest income | 66,000 | 133,000 |
| Interest expense | 15,000 | 30,000 |
| Net interest income | 51,000 | 103,000 |
| Noninterest income | 3,000 | 8,000 |
| Noninterest expense | 54,000 | 111,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 0 | 0 |
| Income tax | 0 | 0 |
| Net income | 0 | 0 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Tier 1 capital | 783,000 | 783,000 |
| Total capital | 806,000 | 806,000 |
| Risk-weighted assets | 2,504,000 | 2,417,000 |
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