Call reports 2011
COMMUNITY BANK OF ROCKMART — 2011
What COMMUNITY BANK OF ROCKMART reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 |
|---|---|---|---|
| Total assets | 62,087,000 | 61,864,000 | 62,383,000 |
| Total loans | 42,723,000 | 41,803,000 | 40,845,000 |
| Allowance for loan losses | 1,009,000 | 1,373,000 | 1,373,000 |
| Securities available for sale | 7,783,000 | 6,121,000 | 9,029,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 55,678,000 | 55,633,000 | 55,906,000 |
| Interest-bearing deposits | 52,539,000 | 51,974,000 | 52,765,000 |
| Noninterest-bearing deposits | 3,139,000 | 3,659,000 | 3,141,000 |
| Equity capital | 1,401,000 | 1,143,000 | 1,364,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 |
|---|---|---|---|
| Interest income | 738,000 | 1,441,000 | 2,115,000 |
| Interest expense | 266,000 | 520,000 | 772,000 |
| Net interest income | 472,000 | 921,000 | 1,343,000 |
| Noninterest income | 48,000 | 142,000 | 202,000 |
| Noninterest expense | 658,000 | 1,240,000 | 1,777,000 |
| Provision for loan losses | 0 | 370,000 | 370,000 |
| Pretax income | -118,000 | -488,000 | -103,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -118,000 | -488,000 | -103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 |
|---|---|---|---|
| Tier 1 capital | 1,346,000 | 975,000 | 1,359,000 |
| Total capital | 1,885,000 | 1,506,000 | 1,897,000 |
| Risk-weighted assets | 42,679,000 | 41,637,000 | 42,201,000 |