Call reports 2010
COMMUNITY BANK OF ROCKMART — 2010
What COMMUNITY BANK OF ROCKMART reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 68,475,000 | 66,905,000 | 65,650,000 | 62,752,000 |
| Total loans | 49,284,000 | 48,415,000 | 45,248,000 | 43,454,000 |
| Allowance for loan losses | 1,115,000 | 1,065,000 | 1,133,000 | 1,003,000 |
| Securities available for sale | 8,545,000 | 9,239,000 | 9,034,000 | 7,493,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,148,000 | 58,567,000 | 58,333,000 | 56,076,000 |
| Interest-bearing deposits | 2,568,000 | 3,099,000 | 55,068,000 | 53,355,000 |
| Noninterest-bearing deposits | 57,580,000 | 55,468,000 | 3,265,000 | 2,721,000 |
| Equity capital | 3,305,000 | 3,328,000 | 2,257,000 | 1,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 831,000 | 1,668,000 | 2,411,000 | 3,189,000 |
| Interest expense | 349,000 | 670,000 | 986,000 | 1,287,000 |
| Net interest income | 482,000 | 998,000 | 1,425,000 | 1,902,000 |
| Noninterest income | 61,000 | 126,000 | 171,000 | 221,000 |
| Noninterest expense | 692,000 | 1,391,000 | 2,149,000 | 3,179,000 |
| Provision for loan losses | 65,000 | 125,000 | 973,000 | 993,000 |
| Pretax income | -214,000 | -392,000 | -1,526,000 | -2,049,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -214,000 | -392,000 | -1,526,000 | -2,049,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,333,000 | 3,155,000 | 1,987,000 | 1,465,000 |
| Total capital | 3,949,000 | 3,740,000 | 2,566,000 | 2,015,000 |
| Risk-weighted assets | 49,521,000 | 47,155,000 | 45,762,000 | 43,739,000 |