Call reports 2006
COMMUNITY BANK OF ROCKMART — 2006
What COMMUNITY BANK OF ROCKMART reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 23,735,000 | 28,635,000 | 32,388,000 | 35,292,000 |
| Total loans | 10,151,000 | 17,294,000 | 20,406,000 | 24,696,000 |
| Allowance for loan losses | 127,000 | 216,000 | 255,000 | 308,000 |
| Securities available for sale | 7,889,000 | 7,855,000 | 7,904,000 | 7,937,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,052,000 | 18,407,000 | 25,874,000 | 27,872,000 |
| Interest-bearing deposits | 16,047,000 | 17,027,000 | 24,209,000 | 24,701,000 |
| Noninterest-bearing deposits | 1,005,000 | 1,380,000 | 1,665,000 | 3,172,000 |
| Equity capital | 6,633,000 | 6,448,000 | 6,427,000 | 6,347,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 278,000 | 685,000 | 1,217,000 | 1,809,000 |
| Interest expense | 105,000 | 267,000 | 536,000 | 852,000 |
| Net interest income | 173,000 | 418,000 | 681,000 | 957,000 |
| Noninterest income | 35,000 | 93,000 | 160,000 | 195,000 |
| Noninterest expense | 326,000 | 690,000 | 1,050,000 | 1,419,000 |
| Provision for loan losses | 29,000 | 120,000 | 159,000 | 213,000 |
| Pretax income | -147,000 | -299,000 | -368,000 | -480,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -147,000 | -299,000 | -368,000 | -480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,742,000 | 6,590,000 | 6,521,000 | 6,409,000 |
| Total capital | 6,869,000 | 6,806,000 | 6,776,000 | 6,718,000 |
| Risk-weighted assets | 13,073,000 | 19,824,000 | 23,324,000 | 27,370,000 |