Call reports 2005
COMMUNITY BANK OF ROCKMART — 2005
What COMMUNITY BANK OF ROCKMART reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|
| Total assets | 11,408,000 | 15,111,000 | 18,900,000 |
| Total loans | 837,000 | 4,250,000 | 7,849,000 |
| Allowance for loan losses | 8,000 | 48,000 | 98,000 |
| Securities available for sale | 4,009,000 | 7,965,000 | 7,918,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 4,147,000 | 8,072,000 | 12,058,000 |
| Interest-bearing deposits | 3,953,000 | 7,554,000 | 11,324,000 |
| Noninterest-bearing deposits | 194,000 | 517,000 | 734,000 |
| Equity capital | 7,242,000 | 7,002,000 | 6,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|
| Interest income | 115,000 | 259,000 | 475,000 |
| Interest expense | 20,000 | 66,000 | 140,000 |
| Net interest income | 95,000 | 193,000 | 335,000 |
| Noninterest income | 1,000 | 18,000 | 64,000 |
| Noninterest expense | 682,000 | 961,000 | 1,248,000 |
| Provision for loan losses | 8,000 | 48,000 | 98,000 |
| Pretax income | -594,000 | -798,000 | -947,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -594,000 | -798,000 | -947,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|
| Tier 1 capital | 7,242,000 | 7,002,000 | 6,889,000 |
| Total capital | 7,250,000 | 7,050,000 | 6,987,000 |
| Risk-weighted assets | 3,619,000 | 7,364,000 | 10,633,000 |