Call reports 2023
COMMUNITY FIRST BANK INC. — 2023
What COMMUNITY FIRST BANK INC. reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 673,538,000 | 695,442,000 | 702,703,000 | 683,579,000 |
| Total loans | 501,046,000 | 513,612,000 | 518,641,000 | 511,003,000 |
| Allowance for loan losses | 5,987,000 | 6,111,000 | 6,107,000 | 6,077,000 |
| Securities available for sale | 98,104,000 | 95,287,000 | 90,576,000 | 94,495,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 582,021,000 | 594,756,000 | 602,326,000 | 579,558,000 |
| Interest-bearing deposits | 455,604,000 | 433,410,000 | 445,819,000 | 437,252,000 |
| Noninterest-bearing deposits | 126,417,000 | 161,346,000 | 156,507,000 | 142,306,000 |
| Equity capital | 57,876,000 | 58,249,000 | 56,904,000 | 61,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,304,000 | 15,160,000 | 23,635,000 | 32,342,000 |
| Interest expense | 1,439,000 | 3,468,000 | 6,316,000 | 9,538,000 |
| Net interest income | 5,865,000 | 11,692,000 | 17,319,000 | 22,804,000 |
| Noninterest income | 925,000 | 2,070,000 | 3,020,000 | 3,907,000 |
| Noninterest expense | 5,092,000 | 10,133,000 | 15,167,000 | 20,260,000 |
| Provision for loan losses | 128,000 | 233,000 | 352,000 | 277,000 |
| Pretax income | 1,577,000 | 3,409,000 | 4,830,000 | 6,193,000 |
| Income tax | 377,000 | 818,000 | 1,153,000 | 1,473,000 |
| Net income | 1,200,000 | 2,591,000 | 3,677,000 | 4,720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,976,000 | 69,364,000 | 70,368,000 | 71,406,000 |