Call reports 2022
COMMUNITY FIRST BANK INC. — 2022
What COMMUNITY FIRST BANK INC. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 695,202,000 | 671,446,000 | 661,391,000 | 660,103,000 |
| Total loans | 471,757,000 | 468,227,000 | 475,131,000 | 484,675,000 |
| Allowance for loan losses | 5,494,000 | 5,484,000 | 5,503,000 | 5,594,000 |
| Securities available for sale | 105,956,000 | 105,233,000 | 97,389,000 | 97,001,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 596,779,000 | 594,484,000 | 587,163,000 | 569,375,000 |
| Interest-bearing deposits | 466,002,000 | 460,053,000 | 456,108,000 | 447,464,000 |
| Noninterest-bearing deposits | 130,777,000 | 134,431,000 | 131,055,000 | 121,911,000 |
| Equity capital | 57,089,000 | 56,788,000 | 53,864,000 | 55,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,882,000 | 12,007,000 | 18,772,000 | 25,920,000 |
| Interest expense | 520,000 | 996,000 | 1,456,000 | 2,216,000 |
| Net interest income | 5,362,000 | 11,011,000 | 17,316,000 | 23,704,000 |
| Noninterest income | 3,434,000 | 9,352,000 | 10,131,000 | 10,897,000 |
| Noninterest expense | 7,193,000 | 14,641,000 | 19,964,000 | 25,395,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 130,000 |
| Pretax income | 1,603,000 | 5,718,000 | 7,430,000 | 9,071,000 |
| Income tax | 291,000 | 1,316,000 | 1,728,000 | 2,068,000 |
| Net income | 1,312,000 | 4,402,000 | 5,702,000 | 7,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,327,000 | 63,449,000 | 64,845,000 | 67,056,000 |