Call reports 2021
COMMUNITY FIRST BANK INC. — 2021
What COMMUNITY FIRST BANK INC. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 630,683,000 | 638,217,000 | 662,997,000 | 672,265,000 |
| Total loans | 454,891,000 | 465,340,000 | 472,426,000 | 477,902,000 |
| Allowance for loan losses | 4,943,000 | 5,080,000 | 5,155,000 | 5,367,000 |
| Securities available for sale | 53,492,000 | 69,184,000 | 76,555,000 | 93,388,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 529,704,000 | 536,723,000 | 556,114,000 | 565,438,000 |
| Interest-bearing deposits | 415,482,000 | 421,948,000 | 434,706,000 | 448,396,000 |
| Noninterest-bearing deposits | 114,222,000 | 114,775,000 | 121,408,000 | 117,042,000 |
| Equity capital | 58,084,000 | 58,795,000 | 59,954,000 | 60,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,127,000 | 10,756,000 | 16,672,000 | 22,599,000 |
| Interest expense | 683,000 | 1,366,000 | 1,896,000 | 2,487,000 |
| Net interest income | 4,444,000 | 9,390,000 | 14,776,000 | 20,112,000 |
| Noninterest income | 2,951,000 | 5,265,000 | 9,322,000 | 13,165,000 |
| Noninterest expense | 6,232,000 | 12,693,000 | 19,951,000 | 27,698,000 |
| Provision for loan losses | 130,000 | 256,000 | 306,000 | 306,000 |
| Pretax income | 1,030,000 | 1,850,000 | 3,977,000 | 5,409,000 |
| Income tax | 266,000 | 446,000 | 959,000 | 1,299,000 |
| Net income | 764,000 | 1,404,000 | 3,018,000 | 4,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,752,000 | 55,647,000 | 57,371,000 | 58,517,000 |