Call reports 2020
COMMUNITY FIRST BANK INC. — 2020
What COMMUNITY FIRST BANK INC. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 447,378,000 | 494,230,000 | 518,179,000 | 543,716,000 |
| Total loans | 344,586,000 | 380,442,000 | 413,193,000 | 417,169,000 |
| Allowance for loan losses | 3,930,000 | 4,289,000 | 4,588,000 | 4,811,000 |
| Securities available for sale | 42,772,000 | 41,164,000 | 41,417,000 | 42,406,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 375,041,000 | 416,405,000 | 425,105,000 | 454,022,000 |
| Interest-bearing deposits | 305,837,000 | 321,717,000 | 333,537,000 | 349,441,000 |
| Noninterest-bearing deposits | 69,204,000 | 94,688,000 | 91,568,000 | 104,581,000 |
| Equity capital | 47,501,000 | 47,679,000 | 48,627,000 | 49,244,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,668,000 | 9,215,000 | 14,132,000 | 19,230,000 |
| Interest expense | 889,000 | 1,710,000 | 2,472,000 | 3,203,000 |
| Net interest income | 3,779,000 | 7,505,000 | 11,660,000 | 16,027,000 |
| Noninterest income | 1,053,000 | 2,110,000 | 4,472,000 | 6,736,000 |
| Noninterest expense | 4,165,000 | 8,464,000 | 13,516,000 | 19,060,000 |
| Provision for loan losses | 196,000 | 539,000 | 860,000 | 1,100,000 |
| Pretax income | 458,000 | 606,000 | 1,748,000 | 2,599,000 |
| Income tax | 88,000 | 107,000 | 388,000 | 574,000 |
| Net income | 370,000 | 499,000 | 1,360,000 | 2,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,301,000 | 44,425,000 | 45,278,000 | 45,937,000 |