Call reports 2019
COMMUNITY FIRST BANK INC. — 2019
What COMMUNITY FIRST BANK INC. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 392,419,000 | 405,393,000 | 419,870,000 | 418,292,000 |
| Total loans | 280,552,000 | 301,319,000 | 311,572,000 | 322,012,000 |
| Allowance for loan losses | 3,584,000 | 3,723,000 | 3,609,000 | 3,740,000 |
| Securities available for sale | 46,716,000 | 45,419,000 | 44,734,000 | 45,299,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 341,667,000 | 348,774,000 | 354,390,000 | 354,743,000 |
| Interest-bearing deposits | 276,214,000 | 280,483,000 | 289,202,000 | 290,226,000 |
| Noninterest-bearing deposits | 65,453,000 | 68,291,000 | 65,188,000 | 64,517,000 |
| Equity capital | 35,522,000 | 41,267,000 | 46,237,000 | 46,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,050,000 | 8,268,000 | 12,799,000 | 17,343,000 |
| Interest expense | 706,000 | 1,486,000 | 2,323,000 | 3,194,000 |
| Net interest income | 3,344,000 | 6,782,000 | 10,476,000 | 14,149,000 |
| Noninterest income | 596,000 | 1,205,000 | 1,857,000 | 2,529,000 |
| Noninterest expense | 3,534,000 | 7,129,000 | 10,909,000 | 15,111,000 |
| Provision for loan losses | 0 | 0 | 40,000 | 40,000 |
| Pretax income | 406,000 | 858,000 | 1,384,000 | 1,549,000 |
| Income tax | 85,000 | 205,000 | 279,000 | 328,000 |
| Net income | 321,000 | 653,000 | 1,105,000 | 1,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,913,000 | 39,211,000 | 43,959,000 | 44,078,000 |
| Total capital | 37,497,000 | 42,934,000 | 47,568,000 | 47,818,000 |
| Risk-weighted assets | 294,829,000 | 316,714,000 | 330,122,000 | 335,909,000 |