Call reports 2018
COMMUNITY FIRST BANK INC. — 2018
What COMMUNITY FIRST BANK INC. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 368,503,000 | 376,500,000 | 376,748,000 | 381,742,000 |
| Total loans | 263,633,000 | 277,294,000 | 276,662,000 | 278,881,000 |
| Allowance for loan losses | 3,356,000 | 3,411,000 | 3,579,000 | 3,576,000 |
| Securities available for sale | 52,329,000 | 50,044,000 | 47,748,000 | 47,533,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 323,948,000 | 331,606,000 | 331,293,000 | 330,910,000 |
| Interest-bearing deposits | 258,087,000 | 264,882,000 | 263,751,000 | 270,812,000 |
| Noninterest-bearing deposits | 65,861,000 | 66,724,000 | 67,542,000 | 60,098,000 |
| Equity capital | 30,920,000 | 31,220,000 | 31,502,000 | 35,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,444,000 | 7,223,000 | 11,206,000 | 15,235,000 |
| Interest expense | 351,000 | 798,000 | 1,301,000 | 1,942,000 |
| Net interest income | 3,093,000 | 6,425,000 | 9,905,000 | 13,293,000 |
| Noninterest income | 510,000 | 1,066,000 | 1,633,000 | 2,163,000 |
| Noninterest expense | 3,253,000 | 6,544,000 | 9,827,000 | 14,540,000 |
| Provision for loan losses | 0 | 40,000 | 148,000 | 148,000 |
| Pretax income | 350,000 | 907,000 | 1,563,000 | 718,000 |
| Income tax | 0 | 27,000 | 51,000 | -3,674,000 |
| Net income | 350,000 | 880,000 | 1,512,000 | 4,392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,657,000 | 33,195,000 | 33,819,000 | 33,991,000 |
| Total capital | 36,019,000 | 36,612,000 | 37,372,000 | 37,567,000 |
| Risk-weighted assets | 279,752,000 | 286,231,000 | 283,723,000 | 293,255,000 |