Call reports 2017
COMMUNITY FIRST BANK INC. — 2017
What COMMUNITY FIRST BANK INC. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 340,205,000 | 353,909,000 | 356,354,000 | 354,322,000 |
| Total loans | 212,418,000 | 232,770,000 | 244,063,000 | 253,293,000 |
| Allowance for loan losses | 3,189,000 | 3,207,000 | 3,345,000 | 3,354,000 |
| Securities available for sale | 68,668,000 | 66,681,000 | 57,862,000 | 55,596,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,124,000 | 318,886,000 | 320,899,000 | 319,305,000 |
| Interest-bearing deposits | 235,498,000 | 247,479,000 | 249,772,000 | 254,561,000 |
| Noninterest-bearing deposits | 70,626,000 | 71,407,000 | 71,127,000 | 64,744,000 |
| Equity capital | 30,600,000 | 31,401,000 | 31,535,000 | 31,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,035,000 | 6,288,000 | 9,623,000 | 13,112,000 |
| Interest expense | 163,000 | 424,000 | 736,000 | 1,069,000 |
| Net interest income | 2,872,000 | 5,864,000 | 8,887,000 | 12,043,000 |
| Noninterest income | 592,000 | 1,264,000 | 2,005,000 | 2,516,000 |
| Noninterest expense | 3,283,000 | 6,686,000 | 10,100,000 | 13,615,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 190,000 | 451,000 | 803,000 | 955,000 |
| Income tax | 0 | 0 | 0 | 2,000 |
| Net income | 190,000 | 451,000 | 803,000 | 953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,590,000 | 31,834,000 | 32,157,000 | 32,329,000 |
| Total capital | 34,481,000 | 34,979,000 | 35,412,000 | 35,695,000 |
| Risk-weighted assets | 230,007,000 | 250,744,000 | 259,235,000 | 268,915,000 |