Call reports 2016
COMMUNITY FIRST BANK INC. — 2016
What COMMUNITY FIRST BANK INC. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 321,465,000 | 321,015,000 | 324,361,000 | 317,522,000 |
| Total loans | 151,121,000 | 165,107,000 | 176,276,000 | 199,670,000 |
| Allowance for loan losses | 3,158,000 | 3,086,000 | 3,073,000 | 3,031,000 |
| Securities available for sale | 111,503,000 | 100,512,000 | 86,852,000 | 71,025,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,660,000 | 285,176,000 | 288,632,000 | 284,130,000 |
| Interest-bearing deposits | 220,470,000 | 219,390,000 | 166,721,000 | 220,170,000 |
| Noninterest-bearing deposits | 66,190,000 | 65,786,000 | 121,911,000 | 63,960,000 |
| Equity capital | 31,224,000 | 32,005,000 | 31,990,000 | 30,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,502,000 | 5,168,000 | 7,904,000 | 10,749,000 |
| Interest expense | 136,000 | 255,000 | 378,000 | 503,000 |
| Net interest income | 2,366,000 | 4,913,000 | 7,526,000 | 10,246,000 |
| Noninterest income | 647,000 | 1,316,000 | 1,903,000 | 2,512,000 |
| Noninterest expense | 2,872,000 | 5,750,000 | 8,900,000 | 12,026,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 198,000 | 642,000 | 781,000 | 991,000 |
| Income tax | 0 | 0 | 0 | 8,000 |
| Net income | 198,000 | 642,000 | 781,000 | 983,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,600,000 | 31,047,000 | 31,192,000 | 31,398,000 |
| Total capital | 32,875,000 | 33,493,000 | 33,731,000 | 34,143,000 |
| Risk-weighted assets | 180,655,000 | 194,349,000 | 202,056,000 | 217,842,000 |