Call reports 2015
COMMUNITY FIRST BANK INC. — 2015
What COMMUNITY FIRST BANK INC. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 345,549,000 | 337,263,000 | 339,960,000 | 355,397,000 |
| Total loans | 144,512,000 | 147,000,000 | 148,664,000 | 146,918,000 |
| Allowance for loan losses | 3,494,000 | 3,162,000 | 3,268,000 | 3,110,000 |
| Securities available for sale | 132,437,000 | 125,328,000 | 119,169,000 | 106,592,000 |
| Securities held to maturity | 1,269,000 | 1,155,000 | 1,063,000 | 975,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 310,747,000 | 304,687,000 | 305,513,000 | 322,506,000 |
| Interest-bearing deposits | 237,238,000 | 234,144,000 | 237,371,000 | 254,161,000 |
| Noninterest-bearing deposits | 73,509,000 | 70,543,000 | 68,142,000 | 68,345,000 |
| Equity capital | 30,073,000 | 29,396,000 | 31,036,000 | 29,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,594,000 | 5,290,000 | 7,825,000 | 10,309,000 |
| Interest expense | 194,000 | 367,000 | 496,000 | 627,000 |
| Net interest income | 2,400,000 | 4,923,000 | 7,329,000 | 9,682,000 |
| Noninterest income | 659,000 | 1,762,000 | 2,439,000 | 2,695,000 |
| Noninterest expense | 2,687,000 | 5,634,000 | 8,626,000 | 11,657,000 |
| Provision for loan losses | 230,000 | 230,000 | 230,000 | 230,000 |
| Pretax income | 151,000 | 830,000 | 921,000 | 501,000 |
| Income tax | 0 | 14,000 | 56,000 | 56,000 |
| Net income | 151,000 | 816,000 | 865,000 | 445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,128,000 | 30,796,000 | 30,848,000 | 30,431,000 |
| Total capital | 32,458,000 | 33,106,000 | 33,141,000 | 32,654,000 |
| Risk-weighted assets | 185,583,000 | 183,110,000 | 181,644,000 | 176,345,000 |