Call reports 2014
COMMUNITY FIRST BANK INC. — 2014
What COMMUNITY FIRST BANK INC. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 364,504,000 | 357,281,000 | 341,764,000 | 369,477,000 |
| Total loans | 155,351,000 | 150,100,000 | 146,862,000 | 144,200,000 |
| Allowance for loan losses | 4,240,000 | 3,688,000 | 3,259,000 | 3,553,000 |
| Securities available for sale | 150,493,000 | 151,011,000 | 144,020,000 | 137,420,000 |
| Securities held to maturity | 1,746,000 | 1,602,000 | 1,475,000 | 1,363,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 334,869,000 | 328,645,000 | 313,746,000 | 336,322,000 |
| Interest-bearing deposits | 264,858,000 | 260,917,000 | 246,686,000 | 263,919,000 |
| Noninterest-bearing deposits | 70,011,000 | 67,728,000 | 67,060,000 | 72,403,000 |
| Equity capital | 21,413,000 | 23,816,000 | 23,138,000 | 28,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,047,000 | 5,926,000 | 8,731,000 | 11,462,000 |
| Interest expense | 261,000 | 492,000 | 691,000 | 884,000 |
| Net interest income | 2,786,000 | 5,434,000 | 8,040,000 | 10,578,000 |
| Noninterest income | 425,000 | 889,000 | 1,173,000 | 4,685,000 |
| Noninterest expense | 2,774,000 | 6,025,000 | 8,852,000 | 11,880,000 |
| Provision for loan losses | 150,000 | 801,000 | 1,101,000 | 1,421,000 |
| Pretax income | 287,000 | -503,000 | -740,000 | 1,981,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 287,000 | -503,000 | -740,000 | 1,981,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,505,000 | 26,722,000 | 26,492,000 | 29,861,000 |
| Total capital | 30,148,000 | 29,305,000 | 29,014,000 | 32,311,000 |
| Risk-weighted assets | 209,833,000 | 204,111,000 | 200,026,000 | 194,271,000 |