Call reports 2013
COMMUNITY FIRST BANK INC. — 2013
What COMMUNITY FIRST BANK INC. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 420,799,000 | 389,891,000 | 377,884,000 | 379,638,000 |
| Total loans | 186,752,000 | 173,297,000 | 165,101,000 | 161,741,000 |
| Allowance for loan losses | 5,272,000 | 4,933,000 | 4,719,000 | 4,638,000 |
| Securities available for sale | 148,647,000 | 155,582,000 | 158,463,000 | 149,470,000 |
| Securities held to maturity | 2,620,000 | 2,319,000 | 2,063,000 | 1,901,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 379,907,000 | 354,041,000 | 342,027,000 | 353,674,000 |
| Interest-bearing deposits | 311,001,000 | 290,639,000 | 276,295,000 | 281,613,000 |
| Noninterest-bearing deposits | 68,906,000 | 63,402,000 | 65,732,000 | 72,061,000 |
| Equity capital | 31,038,000 | 27,221,000 | 27,151,000 | 17,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,397,000 | 6,821,000 | 10,049,000 | 13,347,000 |
| Interest expense | 578,000 | 891,000 | 1,235,000 | 1,538,000 |
| Net interest income | 2,819,000 | 5,930,000 | 8,814,000 | 11,809,000 |
| Noninterest income | -118,000 | 249,000 | 484,000 | 987,000 |
| Noninterest expense | 2,757,000 | 5,555,000 | 8,189,000 | 15,525,000 |
| Provision for loan losses | 1,355,000 | 1,605,000 | 1,655,000 | 1,855,000 |
| Pretax income | -1,419,000 | -989,000 | -554,000 | -4,592,000 |
| Income tax | 173,000 | 329,000 | 329,000 | 329,000 |
| Net income | -1,592,000 | -1,318,000 | -883,000 | -4,921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,519,000 | 30,800,000 | 31,242,000 | 27,212,000 |
| Total capital | 33,473,000 | 33,656,000 | 34,002,000 | 29,884,000 |
| Risk-weighted assets | 233,983,000 | 226,399,000 | 218,802,000 | 211,824,000 |