Call reports 2012
COMMUNITY FIRST BANK INC. — 2012
What COMMUNITY FIRST BANK INC. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 503,148,000 | 483,105,000 | 462,692,000 | 451,027,000 |
| Total loans | 216,762,000 | 212,106,000 | 201,036,000 | 194,673,000 |
| Allowance for loan losses | 5,020,000 | 4,192,000 | 4,373,000 | 4,638,000 |
| Securities available for sale | 104,157,000 | 120,659,000 | 153,982,000 | 161,585,000 |
| Securities held to maturity | 4,004,000 | 3,608,000 | 3,283,000 | 2,948,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 457,198,000 | 436,525,000 | 417,018,000 | 408,089,000 |
| Interest-bearing deposits | 390,830,000 | 373,714,000 | 354,770,000 | 345,877,000 |
| Noninterest-bearing deposits | 66,368,000 | 62,811,000 | 62,248,000 | 62,212,000 |
| Equity capital | 36,337,000 | 36,417,000 | 35,547,000 | 32,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,360,000 | 8,380,000 | 12,147,000 | 15,808,000 |
| Interest expense | 1,079,000 | 2,027,000 | 2,896,000 | 3,660,000 |
| Net interest income | 3,281,000 | 6,353,000 | 9,251,000 | 12,148,000 |
| Noninterest income | 632,000 | 1,256,000 | -1,916,000 | -2,795,000 |
| Noninterest expense | 4,278,000 | 8,439,000 | 8,471,000 | 11,452,000 |
| Provision for loan losses | 935,000 | 1,135,000 | 2,335,000 | 3,385,000 |
| Pretax income | 228,000 | -437,000 | -1,943,000 | -3,956,000 |
| Income tax | 834,000 | 546,000 | 320,000 | 532,000 |
| Net income | -606,000 | -983,000 | -2,263,000 | -4,488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,960,000 | 35,579,000 | 34,300,000 | 32,104,000 |
| Total capital | 39,154,000 | 38,747,000 | 37,302,000 | 35,019,000 |
| Risk-weighted assets | 253,708,000 | 252,409,000 | 238,791,000 | 231,437,000 |