Call reports 2011
COMMUNITY FIRST BANK INC. — 2011
What COMMUNITY FIRST BANK INC. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 485,582,000 | 472,191,000 | 473,123,000 | 514,836,000 |
| Total loans | 247,639,000 | 237,656,000 | 226,530,000 | 224,840,000 |
| Allowance for loan losses | 5,839,000 | 5,953,000 | 5,713,000 | 4,359,000 |
| Securities available for sale | 170,953,000 | 158,366,000 | 129,206,000 | 125,177,000 |
| Securities held to maturity | 5,746,000 | 5,303,000 | 4,865,000 | 4,396,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 435,479,000 | 420,491,000 | 420,487,000 | 466,339,000 |
| Interest-bearing deposits | 386,879,000 | 372,990,000 | 364,942,000 | 397,618,000 |
| Noninterest-bearing deposits | 48,600,000 | 47,501,000 | 55,545,000 | 68,721,000 |
| Equity capital | 40,302,000 | 41,730,000 | 42,520,000 | 38,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,951,000 | 9,904,000 | 14,548,000 | 18,883,000 |
| Interest expense | 1,496,000 | 2,774,000 | 3,971,000 | 5,079,000 |
| Net interest income | 3,455,000 | 7,130,000 | 10,577,000 | 13,804,000 |
| Noninterest income | 599,000 | 1,124,000 | 1,745,000 | 3,260,000 |
| Noninterest expense | 2,521,000 | 4,917,000 | 7,284,000 | 11,364,000 |
| Provision for loan losses | 1,250,000 | 2,700,000 | 4,100,000 | 7,375,000 |
| Pretax income | 283,000 | 631,000 | 932,000 | -1,681,000 |
| Income tax | 34,000 | 68,000 | 110,000 | 1,575,000 |
| Net income | 249,000 | 563,000 | 822,000 | -3,256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,991,000 | 39,239,000 | 39,364,000 | 36,562,000 |
| Total capital | 42,741,000 | 42,878,000 | 42,795,000 | 39,959,000 |
| Risk-weighted assets | 297,948,000 | 288,805,000 | 272,201,000 | 270,810,000 |