Call reports 2010
COMMUNITY FIRST BANK INC. — 2010
What COMMUNITY FIRST BANK INC. reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 524,389,000 | 521,149,000 | 512,983,000 | 502,262,000 |
| Total loans | 265,707,000 | 263,552,000 | 260,107,000 | 256,834,000 |
| Allowance for loan losses | 6,184,000 | 6,427,000 | 6,336,000 | 5,756,000 |
| Securities available for sale | 164,413,000 | 180,170,000 | 187,312,000 | 169,369,000 |
| Securities held to maturity | 8,345,000 | 7,770,000 | 7,128,000 | 6,389,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 471,670,000 | 468,295,000 | 459,906,000 | 446,853,000 |
| Interest-bearing deposits | 423,373,000 | 425,372,000 | 414,679,000 | 399,199,000 |
| Noninterest-bearing deposits | 48,297,000 | 42,923,000 | 45,227,000 | 47,654,000 |
| Equity capital | 40,572,000 | 41,603,000 | 42,201,000 | 40,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,526,000 | 11,140,000 | 16,682,000 | 21,836,000 |
| Interest expense | 2,234,000 | 4,490,000 | 6,671,000 | 8,564,000 |
| Net interest income | 3,292,000 | 6,650,000 | 10,011,000 | 13,272,000 |
| Noninterest income | 540,000 | 1,231,000 | 1,901,000 | 2,548,000 |
| Noninterest expense | 2,435,000 | 4,852,000 | 7,303,000 | 9,894,000 |
| Provision for loan losses | 1,125,000 | 2,250,000 | 3,275,000 | 4,525,000 |
| Pretax income | 272,000 | 779,000 | 1,334,000 | 1,401,000 |
| Income tax | 17,000 | 83,000 | 214,000 | 165,000 |
| Net income | 255,000 | 696,000 | 1,120,000 | 1,236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,114,000 | 39,557,000 | 39,980,000 | 39,497,000 |
| Total capital | 43,014,000 | 43,461,000 | 43,889,000 | 43,340,000 |
| Risk-weighted assets | 309,741,000 | 309,770,000 | 310,259,000 | 305,562,000 |