Call reports 2009
COMMUNITY FIRST BANK INC. — 2009
What COMMUNITY FIRST BANK INC. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 478,644,000 | 469,848,000 | 476,014,000 | 489,319,000 |
| Total loans | 275,613,000 | 273,245,000 | 269,725,000 | 265,451,000 |
| Allowance for loan losses | 5,470,000 | 5,465,000 | 5,408,000 | 6,052,000 |
| Securities available for sale | 160,871,000 | 139,815,000 | 148,066,000 | 141,710,000 |
| Securities held to maturity | 11,199,000 | 10,278,000 | 9,590,000 | 9,024,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 425,742,000 | 416,603,000 | 421,914,000 | 438,382,000 |
| Interest-bearing deposits | 379,377,000 | 369,073,000 | 374,262,000 | 390,503,000 |
| Noninterest-bearing deposits | 46,365,000 | 47,530,000 | 47,652,000 | 47,879,000 |
| Equity capital | 38,389,000 | 38,139,000 | 40,372,000 | 39,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,783,000 | 11,644,000 | 17,371,000 | 22,947,000 |
| Interest expense | 3,003,000 | 5,844,000 | 8,554,000 | 10,850,000 |
| Net interest income | 2,780,000 | 5,800,000 | 8,817,000 | 12,097,000 |
| Noninterest income | 569,000 | 1,232,000 | 1,951,000 | 2,633,000 |
| Noninterest expense | 2,050,000 | 4,464,000 | 6,713,000 | 9,112,000 |
| Provision for loan losses | 750,000 | 1,450,000 | 2,460,000 | 4,355,000 |
| Pretax income | 549,000 | 1,208,000 | 1,685,000 | 1,353,000 |
| Income tax | 93,000 | 252,000 | 354,000 | 140,000 |
| Net income | 456,000 | 956,000 | 1,331,000 | 1,213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,102,000 | 38,602,000 | 38,977,000 | 38,859,000 |
| Total capital | 42,014,000 | 42,468,000 | 42,842,000 | 42,709,000 |
| Risk-weighted assets | 311,373,000 | 307,642,000 | 307,671,000 | 305,766,000 |