Call reports 2007
COMMUNITY FIRST BANK INC. — 2007
What COMMUNITY FIRST BANK INC. reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 375,726,000 | 370,447,000 | 381,182,000 | 402,536,000 |
| Total loans | 212,054,000 | 225,941,000 | 236,907,000 | 244,131,000 |
| Allowance for loan losses | 2,198,000 | 2,279,000 | 2,371,000 | 2,573,000 |
| Securities available for sale | 98,165,000 | 104,659,000 | 100,785,000 | 99,026,000 |
| Securities held to maturity | 6,361,000 | 6,099,000 | 5,864,000 | 5,663,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 333,624,000 | 329,761,000 | 338,580,000 | 358,083,000 |
| Interest-bearing deposits | 292,375,000 | 289,294,000 | 295,484,000 | 314,459,000 |
| Noninterest-bearing deposits | 41,249,000 | 40,467,000 | 43,096,000 | 43,624,000 |
| Equity capital | 33,204,000 | 33,288,000 | 35,277,000 | 36,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,661,000 | 11,481,000 | 17,460,000 | 23,577,000 |
| Interest expense | 3,209,000 | 6,431,000 | 9,807,000 | 13,271,000 |
| Net interest income | 2,452,000 | 5,050,000 | 7,653,000 | 10,306,000 |
| Noninterest income | 486,000 | 989,000 | 1,573,000 | 2,208,000 |
| Noninterest expense | 1,511,000 | 3,127,000 | 4,733,000 | 7,069,000 |
| Provision for loan losses | 0 | 120,000 | 270,000 | 594,000 |
| Pretax income | 1,427,000 | 2,792,000 | 4,223,000 | 4,851,000 |
| Income tax | 457,000 | 867,000 | 1,346,000 | 1,505,000 |
| Net income | 970,000 | 1,925,000 | 2,877,000 | 3,346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,725,000 | 34,680,000 | 35,632,000 | 36,189,000 |
| Total capital | 35,923,000 | 36,959,000 | 38,003,000 | 38,762,000 |
| Risk-weighted assets | 233,098,000 | 237,951,000 | 250,714,000 | 233,023,000 |