Call reports 2002
COMMUNITY FIRST BANK INC. — 2002
What COMMUNITY FIRST BANK INC. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 221,408,000 | 215,672,000 | 219,680,000 | 232,889,000 |
| Total loans | 123,255,000 | 131,647,000 | 135,904,000 | 137,359,000 |
| Allowance for loan losses | 1,469,000 | 1,648,000 | 1,813,000 | 1,950,000 |
| Securities available for sale | 56,604,000 | 56,481,000 | 65,881,000 | 62,968,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,590,000 | 196,856,000 | 200,087,000 | 212,488,000 |
| Interest-bearing deposits | 178,079,000 | 170,667,000 | 175,130,000 | 187,987,000 |
| Noninterest-bearing deposits | 25,511,000 | 26,189,000 | 24,957,000 | 24,501,000 |
| Equity capital | 16,718,000 | 17,832,000 | 18,589,000 | 19,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,116,000 | 6,266,000 | 9,454,000 | 12,579,000 |
| Interest expense | 1,243,000 | 2,382,000 | 3,530,000 | 4,731,000 |
| Net interest income | 1,873,000 | 3,884,000 | 5,924,000 | 7,848,000 |
| Noninterest income | 259,000 | 520,000 | 846,000 | 1,411,000 |
| Noninterest expense | 834,000 | 1,663,000 | 2,598,000 | 3,657,000 |
| Provision for loan losses | 310,000 | 660,000 | 930,000 | 1,291,000 |
| Pretax income | 986,000 | 2,079,000 | 3,240,000 | 4,309,000 |
| Income tax | 339,000 | 736,000 | 1,154,000 | 1,534,000 |
| Net income | 647,000 | 1,343,000 | 2,086,000 | 2,775,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,757,000 | 17,453,000 | 18,196,000 | 18,884,000 |
| Total capital | 18,226,000 | 19,101,000 | 19,917,000 | 20,659,000 |
| Risk-weighted assets | 130,582,000 | 138,222,000 | 137,577,000 | 141,831,000 |