Call reports 2001
COMMUNITY FIRST BANK INC. — 2001
What COMMUNITY FIRST BANK INC. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 206,973,000 | 210,979,000 | 213,979,000 | 211,913,000 |
| Total loans | 102,202,000 | 104,010,000 | 110,887,000 | 119,744,000 |
| Allowance for loan losses | 1,017,000 | 1,006,000 | 1,030,000 | 1,200,000 |
| Securities available for sale | 60,799,000 | 58,890,000 | 73,771,000 | 71,339,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,984,000 | 193,889,000 | 196,040,000 | 194,286,000 |
| Interest-bearing deposits | 166,989,000 | 168,796,000 | 170,541,000 | 168,745,000 |
| Noninterest-bearing deposits | 22,995,000 | 25,093,000 | 25,499,000 | 25,541,000 |
| Equity capital | 14,704,000 | 15,250,000 | 16,079,000 | 16,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,657,000 | 7,232,000 | 10,737,000 | 13,969,000 |
| Interest expense | 2,389,000 | 4,623,000 | 6,645,000 | 8,245,000 |
| Net interest income | 1,268,000 | 2,609,000 | 4,092,000 | 5,724,000 |
| Noninterest income | 235,000 | 475,000 | 710,000 | 981,000 |
| Noninterest expense | 807,000 | 1,540,000 | 2,334,000 | 3,184,000 |
| Provision for loan losses | 80,000 | 175,000 | 310,000 | 567,000 |
| Pretax income | 616,000 | 1,369,000 | 2,158,000 | 2,958,000 |
| Income tax | 214,000 | 473,000 | 752,000 | 1,062,000 |
| Net income | 402,000 | 896,000 | 1,406,000 | 1,896,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,614,000 | 15,110,000 | 15,620,000 | 16,110,000 |
| Total capital | 15,631,000 | 16,116,000 | 16,650,000 | 17,310,000 |
| Risk-weighted assets | 114,481,000 | 116,424,000 | 120,954,000 | 127,113,000 |