Call reports 2016
HARVEST COMMUNITY BANK — 2016
What HARVEST COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 138,791,000 | 132,194,000 | 126,430,000 | 124,223,000 |
| Total loans | 110,671,000 | 104,575,000 | 101,975,000 | 98,756,000 |
| Allowance for loan losses | 3,888,000 | 3,702,000 | 3,705,000 | 3,552,000 |
| Securities available for sale | 18,663,000 | 16,803,000 | 15,613,000 | 14,441,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,172,000 | 126,799,000 | 123,817,000 | 122,177,000 |
| Interest-bearing deposits | 117,588,000 | 116,361,000 | 112,776,000 | 111,899,000 |
| Noninterest-bearing deposits | 10,584,000 | 10,438,000 | 11,041,000 | 10,278,000 |
| Equity capital | 3,118,000 | 2,908,000 | 2,241,000 | 1,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,243,000 | 2,544,000 | 3,593,000 | 4,736,000 |
| Interest expense | 230,000 | 445,000 | 654,000 | 860,000 |
| Net interest income | 1,013,000 | 2,099,000 | 2,939,000 | 3,876,000 |
| Noninterest income | 45,000 | 83,000 | 57,000 | 100,000 |
| Noninterest expense | 1,482,000 | 2,883,000 | 4,354,000 | 5,702,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -424,000 | -700,000 | -1,357,000 | -1,725,000 |
| Income tax | 0 | 2,000 | 4,000 | 4,000 |
| Net income | -424,000 | -702,000 | -1,361,000 | -1,729,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,111,000 | 2,833,000 | 2,174,000 | 1,807,000 |
| Total capital | 4,474,000 | 4,123,000 | 3,428,000 | 3,019,000 |
| Risk-weighted assets | 106,454,000 | 100,764,000 | 97,833,000 | 94,663,000 |