Call reports 2015
HARVEST COMMUNITY BANK — 2015
What HARVEST COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 183,491,000 | 166,442,000 | 152,646,000 | 141,841,000 |
| Total loans | 132,179,000 | 126,728,000 | 123,676,000 | 114,219,000 |
| Allowance for loan losses | 4,208,000 | 4,872,000 | 5,148,000 | 3,911,000 |
| Securities available for sale | 33,614,000 | 31,686,000 | 20,555,000 | 19,631,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,295,000 | 157,043,000 | 145,452,000 | 135,028,000 |
| Interest-bearing deposits | 158,506,000 | 145,283,000 | 134,064,000 | 123,692,000 |
| Noninterest-bearing deposits | 11,789,000 | 11,760,000 | 11,388,000 | 11,336,000 |
| Equity capital | 9,196,000 | 5,483,000 | 3,425,000 | 3,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,577,000 | 3,050,000 | 4,460,000 | 5,780,000 |
| Interest expense | 335,000 | 665,000 | 970,000 | 1,226,000 |
| Net interest income | 1,242,000 | 2,385,000 | 3,490,000 | 4,554,000 |
| Noninterest income | 72,000 | 159,000 | 211,000 | 219,000 |
| Noninterest expense | 1,407,000 | 3,458,000 | 5,072,000 | 6,666,000 |
| Provision for loan losses | 30,000 | 2,779,000 | 4,424,000 | 4,449,000 |
| Pretax income | -123,000 | -3,412,000 | -5,439,000 | -5,986,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | -125,000 | -3,414,000 | -5,441,000 | -5,988,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,759,000 | 5,470,000 | 3,443,000 | 3,535,000 |
| Total capital | 10,373,000 | 6,977,000 | 4,967,000 | 4,946,000 |
| Risk-weighted assets | 126,538,000 | 117,178,000 | 118,331,000 | 110,409,000 |