Call reports 2014
HARVEST COMMUNITY BANK — 2014
What HARVEST COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 182,145,000 | 183,598,000 | 181,107,000 | 179,846,000 |
| Total loans | 133,972,000 | 138,259,000 | 138,608,000 | 134,047,000 |
| Allowance for loan losses | 2,533,000 | 2,482,000 | 3,679,000 | 5,546,000 |
| Securities available for sale | 37,451,000 | 36,866,000 | 35,311,000 | 34,671,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,513,000 | 166,752,000 | 164,809,000 | 166,684,000 |
| Interest-bearing deposits | 153,711,000 | 153,678,000 | 151,910,000 | 155,228,000 |
| Noninterest-bearing deposits | 11,802,000 | 13,074,000 | 12,899,000 | 11,456,000 |
| Equity capital | 15,736,000 | 16,094,000 | 14,918,000 | 9,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,755,000 | 3,539,000 | 5,165,000 | 6,881,000 |
| Interest expense | 271,000 | 545,000 | 828,000 | 1,140,000 |
| Net interest income | 1,484,000 | 2,994,000 | 4,337,000 | 5,741,000 |
| Noninterest income | 77,000 | 158,000 | 233,000 | 306,000 |
| Noninterest expense | 1,392,000 | 2,637,000 | 4,690,000 | 6,394,000 |
| Provision for loan losses | 0 | 0 | 1,350,000 | 5,100,000 |
| Pretax income | 180,000 | 526,000 | -1,459,000 | -5,436,000 |
| Income tax | 40,000 | 172,000 | -597,000 | 1,341,000 |
| Net income | 140,000 | 354,000 | -862,000 | -6,777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,592,000 | 14,905,000 | 13,319,000 | 8,884,000 |
| Total capital | 16,236,000 | 16,590,000 | 15,005,000 | 10,505,000 |
| Risk-weighted assets | 130,705,000 | 133,991,000 | 132,903,000 | 125,906,000 |