Call reports 2013
HARVEST COMMUNITY BANK — 2013
What HARVEST COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 187,587,000 | 189,639,000 | 186,283,000 | 182,065,000 |
| Total loans | 130,535,000 | 132,588,000 | 132,358,000 | 133,225,000 |
| Allowance for loan losses | 2,620,000 | 2,565,000 | 2,550,000 | 2,549,000 |
| Securities available for sale | 41,681,000 | 39,436,000 | 39,412,000 | 38,375,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,243,000 | 173,362,000 | 170,055,000 | 165,909,000 |
| Interest-bearing deposits | 158,998,000 | 160,593,000 | 157,635,000 | 154,383,000 |
| Noninterest-bearing deposits | 12,245,000 | 12,769,000 | 12,420,000 | 11,526,000 |
| Equity capital | 15,767,000 | 15,416,000 | 15,304,000 | 15,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,876,000 | 3,810,000 | 5,683,000 | 7,416,000 |
| Interest expense | 309,000 | 611,000 | 905,000 | 1,182,000 |
| Net interest income | 1,567,000 | 3,199,000 | 4,778,000 | 6,234,000 |
| Noninterest income | 124,000 | 160,000 | 241,000 | 320,000 |
| Noninterest expense | 1,444,000 | 2,842,000 | 4,096,000 | 5,393,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 247,000 | 549,000 | 955,000 | 1,193,000 |
| Income tax | 61,000 | 145,000 | 270,000 | 331,000 |
| Net income | 186,000 | 404,000 | 685,000 | 862,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,921,000 | 13,838,000 | 13,978,000 | 14,217,000 |
| Total capital | 15,554,000 | 15,501,000 | 15,622,000 | 15,860,000 |
| Risk-weighted assets | 129,633,000 | 132,068,000 | 130,460,000 | 130,572,000 |