Call reports 2012
HARVEST COMMUNITY BANK — 2012
What HARVEST COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 194,001,000 | 193,588,000 | 192,622,000 | 187,706,000 |
| Total loans | 133,878,000 | 133,287,000 | 132,047,000 | 132,505,000 |
| Allowance for loan losses | 2,552,000 | 2,717,000 | 2,810,000 | 2,828,000 |
| Securities available for sale | 38,368,000 | 40,517,000 | 44,514,000 | 43,506,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,571,000 | 178,032,000 | 176,692,000 | 171,427,000 |
| Interest-bearing deposits | 167,621,000 | 166,548,000 | 165,462,000 | 160,522,000 |
| Noninterest-bearing deposits | 10,950,000 | 11,484,000 | 11,230,000 | 10,905,000 |
| Equity capital | 14,726,000 | 15,122,000 | 15,454,000 | 15,701,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,152,000 | 4,236,000 | 6,244,000 | 8,369,000 |
| Interest expense | 441,000 | 848,000 | 1,225,000 | 1,556,000 |
| Net interest income | 1,711,000 | 3,388,000 | 5,019,000 | 6,813,000 |
| Noninterest income | 150,000 | 246,000 | 362,000 | 485,000 |
| Noninterest expense | 1,514,000 | 2,814,000 | 4,126,000 | 5,633,000 |
| Provision for loan losses | 150,000 | 400,000 | 400,000 | 540,000 |
| Pretax income | 197,000 | 899,000 | 1,356,000 | 1,646,000 |
| Income tax | 42,000 | 241,000 | 413,000 | 489,000 |
| Net income | 155,000 | 658,000 | 943,000 | 1,157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,648,000 | 13,031,000 | 13,446,000 | 13,753,000 |
| Total capital | 14,355,000 | 14,708,000 | 15,111,000 | 15,407,000 |
| Risk-weighted assets | 135,670,000 | 133,016,000 | 131,644,000 | 131,149,000 |