Call reports 2011
HARVEST COMMUNITY BANK — 2011
What HARVEST COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 198,463,000 | 196,798,000 | 195,609,000 | 191,554,000 |
| Total loans | 139,147,000 | 135,439,000 | 135,674,000 | 137,510,000 |
| Allowance for loan losses | 2,049,000 | 1,950,000 | 1,865,000 | 3,010,000 |
| Securities available for sale | 38,237,000 | 38,407,000 | 41,257,000 | 40,547,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,899,000 | 179,800,000 | 178,115,000 | 175,701,000 |
| Interest-bearing deposits | 171,953,000 | 170,336,000 | 166,086,000 | 164,837,000 |
| Noninterest-bearing deposits | 9,946,000 | 9,464,000 | 12,029,000 | 10,864,000 |
| Equity capital | 16,102,000 | 16,598,000 | 17,044,000 | 14,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,191,000 | 4,391,000 | 6,542,000 | 8,692,000 |
| Interest expense | 564,000 | 1,115,000 | 1,636,000 | 2,112,000 |
| Net interest income | 1,627,000 | 3,276,000 | 4,906,000 | 6,580,000 |
| Noninterest income | 105,000 | 240,000 | 340,000 | 485,000 |
| Noninterest expense | 1,326,000 | 2,815,000 | 4,444,000 | 6,706,000 |
| Provision for loan losses | 319,000 | 434,000 | 478,000 | 4,229,000 |
| Pretax income | 87,000 | 347,000 | 404,000 | -3,790,000 |
| Income tax | 19,000 | 75,000 | 87,000 | -1,715,000 |
| Net income | 68,000 | 272,000 | 317,000 | -2,075,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,760,000 | 15,969,000 | 16,018,000 | 12,526,000 |
| Total capital | 17,533,000 | 17,685,000 | 17,736,000 | 14,270,000 |
| Risk-weighted assets | 141,595,000 | 137,105,000 | 137,280,000 | 138,550,000 |